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الإمام جعفر الصادق (عليه السَّلام ):
لَمّا سَألَهُ هِشامُ بنُ الحَكَمِ عن عِلَّةِ تَحريمِ الرِّبا: إنّهُ لَو كانَ الرِّبا حلالًا لَتَرَكَ الناسُ التِّجاراتِ وما يَحتاجونَ إلَيهِ فحَرَّمَ اللّهُ الرِّبا لتَفِرَّ الناسُ عنِ الحرامِ إلى التِّجاراتِ وإلى البَيعِ والشِّراءِ فَيَتَّصِلَ ذلكَ بَينَهُم في القَرضِ.

when asked by Hisham b. al-Hakam about the reason behind the prohibition of usury, replied, Were usury to be permissible, people would abandon their trading and other necessities, so Allah prohibited usury in order that man may flee from the unlawful [means of earning] to trade, and resort to buying and selling, and this in turn facilitates borrowing from each other [instead of practicing usury].
Source: Bahar alanevar Vol103 P119 Mizan al-Hikmah Vol1 P512
ID: 2865

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infalibel
Imam Ja‘far al-Ṣadiq (as)

Source Data

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title
Bahar alanevar
author
Muḥammad Bāqir b. Muḥammad Taqī b. Maqṣūd ʿAlī al-Majlisī (Arabic: محمد باقر بن محمد تقي بن مقصود علي المجلسي) (b. 1037/1627-8 – d. 1110/1699) known as al-ʿAllāma al-Majlisī (Arabic: العلامة المجلسي) or the Second Majlisī (Arabic: المجلسي الثاني) was among the most famous Shi'a scholars in jurisprudence and hadith.
year
1361
publisher
Dar 'iihya' alturath alearabii‏

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The full information of the hadith is given below

title
Mizan al-Hikmah
author
Mohammad Mohammadi Nik known as Rayshahri (1325-1401) was a Shia cleric, scholar of Hadiths, guardian of Astan Abdulazim Hosni and one of the agents of the Islamic Republic of Iran. Rayshahri was also the representative of the people of Tehran in the Assembly of Experts and the founder and president of the Quran and Hadith University, and the head of Hajj. Mizan al-Hikmah is his most famous work and he wrote many books based on Shia hadiths. Several collections such as Amir al-Mominin's Encyclopedia, Imam Hossein's Encyclopedia, Imam Mahdi's Encyclopedia, and Qur'an and Hadith Encyclopedia were also authored under his supervision. He was the son-in-law of Mirza Ali Meshkini.
year
1384

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